Best La Jolla CD Rates in January 2012
Now that it’s 2012, it’s a great chance to scrutinize your financial situation and find opportunities to improve them. For example, it may have been a while since you last looked at your bank accounts. One positive change you can make right off the bat is switching your money to a higher earning account. La Jolla CD rates are competitive among the top local financial institutions, so find out if there’s a bank or credit union close by offering a great rate.
Why La Jolla CD Rates?
One of the greatest advantages of choosing La Jolla CD rates over traditional interest rates on savings accounts is that they’re often quite a bit higher. This is especially common when it comes to CDs with longer terms. For those who don’t need access to savings for a while, a CD is the higher-earning option.
Highest CD Rates in La Jolla
6-Month CD Rates
- Geico Credit Union: 0.8%
- California Community Bank: 0.6%
- Embarcadero Bank: 0.4%
12-Month CD Rates
- Geico Credit Union: 1%
- California Community Bank: 0.7%
- Embarcadero Bank: 0.7%
2-Year CD Rates
- Geico Credit Union: 1.3%
- Balboa Thrift and Loan Association: 1.26%
- California Community Bank: 1.16%
Please note that the featured La Jolla CD rates are accurate as of January 23, 2012, but could change in the future at the discretion of the bank or credit union. You may also be subject to additional requirements in order to qualify for an account. Please confirm interest rates before opening an account. To see the most up-to-date rates, visit the La Jolla CD Rates page.

