La Jolla Banking Rates > CD Rates

La Jolla CD Rates

La Jolla’s La Valencia Hotel was a famous destination for movie stars in the glamorous days of silent films. Many of these stars invested their earnings wisely. Why not take their cue, and invest in your own future success by buying certificates of deposit? La Jolla Banking Rates could help you hit a home run with the best CD rates.

Finding the best money market rates, IRA rates, and rates on other investment strategies is what we’re all about. Come see how La Jolla Banking Rates could help you today.

Current La Jolla CD Rates News

03/09/10

LA wants to quit or alter two bank deals

Many municipalities have used swap deals in recent years to protect themselves from rising interest rates on floating-rate bonds. ...

03/09/10

Baltic Trading's IPO Raises $228 Million in Pricing at Low End

The ships will compete for cargoes in the spot market rather than seeking longer-term deals at fixed- charter rates, according to its filing. ...

Best La Jolla CD Account Rates

Featured Rate		Bank / Credit Union	Account Type
2.05% As of February 8, 2010	View Rate Details	Discover Bank	CD Account
Highest Rates Recent Rate Changes
Best Rates (APY)		Bank / Credit Union	Account Type
1.66% As of November 5, 2009	View Rate Details	Grossmont Schools Credit Union	CD Account
1.56% As of October 22, 2009	View Rate Details	Imperial Capital Bank	CD Account
1.55% As of February 26, 2010	View Rate Details	Temecula Valley Bank	CD Account
1.51% As of February 8, 2010	View Rate Details	Mission Credit Union	CD Account
1.51% As of October 22, 2009	View Rate Details	Paradise Valley Credit Union	CD Account

	Rate Change	Date
Pacific Trust Bank, FSB - 6 Month CD Account	0.95% to 0.85%	Mar 5, 2010
La Jolla Bank, FSB - 6 Month CD Account	1.50% to 1.15%	Mar 4, 2010
Ketema Credit Union - 6 Month CD Account	1.21% to 0.80%	Mar 4, 2010
California Coast Credit Union - 6 Month CD Account	0.70% to 0.60%	Mar 1, 2010
California Community Bank - 6 Month CD Account	1.31% to 0.75%	Mar 1, 2010

See All CD Account Rates

Best CD Rates, IRAs and Investments in La Jolla

La Jolla Banking Rates want to help you earn money, save money and put yourself in the best position for your own financial situation. If you have a savings account that you do not need for the rest of this year, it may be a good idea to invest into a 6-12 month CD and take advantage of the higher interest rates. You can earn up to 1% or more in a CD versus a savings account with a $5000 CD over 10 years; that can be over $500-$1000 more in interest payments with the higher CD rate.

Many local La Jolla credit unions offer competitive CD rates, money market accounts and IRAs, as do the larger national banks. If you want to get the highest interest rates, be sure to thoroughly research banks with the best offers before you make your decision. La Jolla Banking Rates has relationships with many banks to maximize the potential of finding the best rates.

CD Rates When Interest Rates are Falling in La Jolla, CA

A clear advantage of investing in CD’s is that CD Rates are fixed, meaning you lock in an interest rate for the entire term of the CD, and it does not change. When interest rates are dropping, your CD stays at a higher rate. If you money is in a savings account, or interest paying checking account, your interest rate will drop daily, if rate are falling. Learn from La Jolla Banking Rate partners if rates are falling or rising, and make the right choice to earn more money.

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Recent CD Rates Articles from Go Banking Rates

Check Rates in These Cities Near La Jolla:

Serving the Following La Jolla Zip Codes:

Fresno	Irvine	Anaheim
Chula Vista	Palmdale	Fremont
Encinitas	Moreno Valley	Vista
Novato	Chico	Los Gatos
Pasadena	Manhattan Beach	Diamond Bar

92037, 92038, 92039, 92092, 92093

Other La Jolla Specials: La Jolla Insurance Rates